Wealth, Tax, & Risk Management
Tax Management Strategies
We work closely with your tax professional to help design retirement planning and investment strategies designed to accumulate wealth while helping reduce taxes. When it is time to exit your business, we believe you can benefit from our strategies that are designed to help lessen the tax burden. We help you with:
- Tax reduction strategies
- Tax loss harvesting & tax efficient investing
- Tax deferred retirement savings plans
- Financial documents and organization
- Business structures that aim to minimize personal liability and help maximize tax efficiency
- Bookkeeping, accounting, legal and financial planning coordination with third parties
Risk Strategies
As a business owner, a significant portion of your net worth is understandably tied up in your business. We help provide you with established strategies to help protect you from potential risks to your business cash flow, valuation, growth, and succession. We help you explore appropriate risk management strategies that are unique to your business situation. These include:
- Buy-sell agreements
- Contractual considerations for business disruptions (disability, divorce, death, etc.)
- Insurance – key employee, disability, life
- Cross-purchase agreements
What should you be asking?
The Lindsey-Trost Group helps you answer common questions related to your business.
- What percentage of investments should I put towards stocks versus bonds?
- What type of investment vehicles should I consider?
- How much of my income should I be investing?
- In what type of retirement account should I be investing?
- What level of risk am I most comfortable with?
- Should I invest my extra cash or pay off debt?
Ready for retirement? Let us help you navigate the four phases of the retirement lifecycle.
We help business owners with...
- Business Financial Planning
- Cash Flow Analysis
- Estate and Legacy Planning Strategies
- Education Planning
- Insurance Analysis
- Investment Planning
- Charitable Planning
- Corporate Structure
- Mortgage/Debt Analysis
- Real Estate Analysis
- Net Retirement Income Planning
- Retirement Risk Management
- Sequence of Return
- Longevity Risk